Joel Christman

Tell us a little about yourself and your connection to Golden.

I'm a Colorado native, and I've always had the business-owner bug — I started a lawn care business when I was 14, then earned a business degree with a concentration in entrepreneurship from John Carroll University in Cleveland. I got into financial services in 2007 because I wanted to change the way people plan for their financial future. Today I run my own wealth advisory practice right here in downtown Golden. Our focus is being a resource for families and small business owners — helping them map where they are today and chart the path to where they want to be.

Outside of work, my wife, Krissy, and I feel fortunate to call Golden home. We have three kids — Sutton and our twins, Adeline and Winston — so life is full. I'm active in my kids' schools, and we love being this close to the Rockies. When there's a free hour, you'll find me out on a run or up in the mountains with my family. Camping, running, and skiing top our list.

What makes Golden feel like Golden to you?

Look, Golden is special. We all know it. Whether you've lived here your entire life or moved here recently, you feel it. When you walk through downtown, run into neighbors, visit our local businesses, or simply spend time in the community, there's a feeling that's hard to describe. It's something unique to Golden.

How would you like Golden to look in 10–20 years?

My goal is simple: keep Golden, Golden. I'm proud of what GCF has accomplished, but I'm even more excited about what lies ahead. The future is bright, and I can't wait to see the impact we make in the next 50 years.

What first drew you to GCF, or what keeps you connected to this work?

The Golden Civic Foundation serves as the eyes and ears of our community — listening, responding, and investing where it matters most. My family and I are proud to support an organization that delivers real, tangible impact through nonprofit grantmaking and our unique business lending program. What sets GCF apart is its nimbleness: our ability to adapt quickly and meet evolving community needs with purpose and care. For more than 56 years, we've been a trusted partner in Golden's growth and resilience. And I'm continually inspired by our staff and board, whose dedication fuels everything we do.

What does a strong local business community mean for Golden's future?

Everything. I believe in the entrepreneurial spirit, and I believe thriving small businesses are the foundation of a strong community. Local owners reinvest here, hire here, and make downtown feel like downtown. That's why community lending is so close to my heart. GCF doesn't just write a check — we're a financial partner who understands this community, believes in what these businesses are doing, and is willing to sit down and help them move forward.

That same belief in community runs through everything GCF does. See how it shapes our work over the next three years in our new strategic plan.